Motor vehicle accidents are never accounted for. However, unfortunately, they do happen on an everyday basis in New York State.

 Motor vehicle accidents can have a wide variety of damages, physically, mentally, and emotionally.

• Distracted Driving: Texting, talking on the cell phone
• Speeding
• Drinking while driving
• Fatigued driving: Over exhaustion behind the wheel

Due to these actions, common injuries of a motor vehicle accident include:

• Soft tissue: No fractures or sprains
• Traumatic Brain Injury (TBI)
• Whiplash
• Fractures of the shoulder, arm, leg
• Tear of shoulder
• Internal injuries
• Emotional distress

If you or a loved one is currently facing one of these injuries, please seek medical assistance immediately.

With these injuries come expensive medical bills, missed time from work resulting in loss of wages, and sometimes an impediment to daily life activities.

In the state of New York, if you are involved in a motor vehicle accident, you are eligible to file for no-fault insurance. No-fault insurance, also known as Personal Injury Protection (PIP), can cover up to $50,000 per person in the vehicle.

Within the $50,000 coverage, medical expenses, loss of wages, transportation to medical facilities, and necessary expenses are covered.

However, if your injuries and expenses exceed the $50,000 no-fault insurance coverage, you may have established serious injury or have reached the serious injury threshold.

Under section 5102(d) of the Insurance Law, the serious injury threshold includes:

• Death
• Dismemberment
• Significant disfigurement
• Fracture
• Loss of a fetus
• Permanent loss of use of a body organ, member, function, or system
• Permanent consequential limitation of a body organ or member
• A significant limitation of the use of a body function or system
• Medically determined injury or impairment of a non-permanent nature that prevents the injured person from performing substantially all of the material acts which constitute such person’s usual and customary daily activities for not less than 90 days during the 180 days immediately following the occurrence of the injury or impairment.

If you are involved in a motor vehicle accident, be sure to seek immediate medical attention if necessary.

If not, assess the injuries of all the person(s) involved in the crash and call 911-New York Police Department and medical personnel if needed.

Collect insurance information and photographs from the corresponding vehicle along with the scene of accident. Be also sure to collect all potential witness information at the accident scene if possible.

However, be sure to NOT share these photos with anyone and refrain from posting on any form of social media.

Calling and finding the right Personal Injury Attorney for you is the critical next step.

Here at Shalom Law, PLLC, we understand that another driver’s negligence is not your fault.

Whether you were involved in a car, truck, commercial vehicle, or motorcycle we are here to help you receive the justice and compensation you deserve.

Our dedicated team of legal professionals will diligently look through your case and deal with insurance companies, so you don’t have to!

When you decide to work with Shalom Law, PLLC, our experienced legal team, will preserve and discuss with legal professionals of insurance to make sure you are not receiving any less compensation than you deserve.

Do not hesitate to contact our expert legal team at (718) 971-9474 for a free consultation. Let the attorneys and team at Shalom Law, PLLC, fight for the maximum compensation and justice you deserve.